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Complete Guide to Life Insurance for High-Risk Individuals with Pre-Existing Conditions: Smoking Rates, Underwriting, and Premiums Explained |

October 6, 2025

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Tag: Life Insurance with Pre-Existing Conditions

Life Insurance Guide

Complete Guide to Life Insurance for High-Risk Individuals with Pre-Existing Conditions: Smoking Rates, Underwriting, and Premiums Explained

82 million Americans with pre-existing conditions struggle to find affordable life insurance—smokers pay 200-300% more than non-smokers, warns 2025 CDC