October 6, 2025
Losing a key team member or owner can cost business owners $150,000 in unexpected expenses—from recruiting to lost profits—according to
Read More![Group Life Insurance vs Individual: Pros, Cons & How to Supplement Employer Coverage [Expert Guide]](https://insurance.xmkgc.xyz/illustration/dreamina_20250929224814_309.jpeg)
78% of American workers are underinsured, with employer group life insurance covering just 1–2x annual salary—a critical gap leaving families
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With 18% of self-employed workers relying on ACA Marketplace plans [KFF 2022], finding affordable health insurance as a freelancer requires
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Are high-deductible health plans (HDHPs) saving you money or costing you more? A 2025 JAMA Network Open study found 45%
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Understanding Life Insurance Riders Over 75% of life insurance policyholders customize their coverage with riders, according to NAIC regulatory data,
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78% of modified vehicles are underinsured with standard auto policies, warns the Specialty Auto Insurance Association’s 2025 report—most only cover
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