October 6, 2025
Funeral costs now average $15,000–$20,000, leaving families with unexpected debt—unless you choose the right final expense insurance. The FTC warns
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32% of life insurance claims get denied, but 57% of those denials are reversed with the right steps (BLS 2024).
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73% of consumers can’t distinguish universal life (UL) variants from whole life—costing $10,000+ in lost cash value yearly, per the
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Feb 2025 Update: 65% of American families are underinsured by $300,000, relying on guesswork instead of actuarial methods (LIMRA 2023).
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Updated August 26, 2025 – Life insurance premiums rise up to 8% annually after 40, according to CDC guidelines and
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Discover how U.S. investors build tax-advantaged wealth with whole life insurance’s 5% average IRR over 40 years (ACLI 2024 data)
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